Credit Analyst

At Sterling Federal Bank, we are looking for talented people who will put our customers first. We are seeking candidates who embrace a positive culture, celebrate coworkers wins and an environment where everyone feels valued and inspired.

It all starts with outstanding talent and hiring awesome people like you!

Come see why we are ranked as one of the best places to work in Illinois.

We offer longevity and a family culture. 91% of our customers tell us they would recommend Sterling Federal Bank to their family and friends. A competitive benefit package and a pleasant working environment are waiting for you at Sterling Federal Bank. Benefits include medical and dental coverage, pension, 401K with company match, Life Insurance, and ADD/LTD. We also offer paid time off including, vacation, sick time, personal time and 12 paid Holidays.

We are seeking a Credit Analyst at our Sterling Main location to perform the following tasks:

Responsibilities:

• Credit analysis-determining a loan applicant's credit worthiness and scoring of loan requests
• Global credit analysis--spreads personal and business tax returns, prepares cash flow analysis, analyzes projected cash flows, prepares global cash flows, analyzes guarantor support, stress testing borrowers, assists in loan grading, monitoring of loan covenant
• Preparing BHG report-monthly monitoring and reporting on portfolio. Bankers Healthcare Group (BGH) is a company specializing in loan origination to health care professionals.
• Assist in building and updating commercial loan reports
• Prepare for Office of the Comptroller and Currency (OCC) reports & auditor (Plante Moran)
• SBA (Small Business Association) reporting and maintenance
• Prepare Commercial Loan documents for Board of Director reports
• Perform payoffs, enter file maintenance in Phoenix, LOC advances

Requirements:

• Strong analytical skills including broad knowledge of finance and accounting. High School diploma, with advanced education in business or finance preferred.
• Ability to review creditor tax returns, financials, credit reports, etc.. and synthesize information into a credit grade and loan presentation.
• Proficiency in Excel.
• Commercial lending experience preferred.
• Exposure to Moody's Lending Cloud software is a plus.
• Communication skills: Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Hours:

Monday-Thursday 8:00 - 4:30

Friday 8:00 - 5:00

Flexibility with hours needed at times.

Sterling Federal Bank is an Equal Opportunity/Affirmative Action Employer

Current Openings for Credit Analyst Jobs at Sterling Federal Bank